Last Updated: 4/5/2025
By accessing or using Wayne AI's beta services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
Wayne AI provides a financial analysis platform that helps users understand their financial data and transactions. Our beta program allows early access to our services while we continue development.
As a beta participant:
• You acknowledge this is a pre-release service that may contain bugs or errors
• Features may change or be removed without notice
• We may limit or discontinue the beta program at any time
• Your feedback may be used to improve our services
To access our beta program, you must provide accurate information during signup. You are responsible for maintaining the confidentiality of your account information.
We use Plaid to verify your banking information. By providing bank details, you authorize us to access your financial data through Plaid's secure services. We do not store your banking credentials.
We collect and process data as outlined in our Privacy Policy. By using our services, you consent to our data practices.
All content, features, and functionality of Wayne AI are owned by us and protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our permission.
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE SERVICE WILL BE ERROR-FREE OR UNINTERRUPTED. WE ARE NOT LIABLE FOR FINANCIAL DECISIONS MADE BASED ON OUR SERVICE.
Not a Licensed Financial Institution: Wayne AI is not a bank, licensed financial advisor, broker-dealer, or investment advisor. We do not provide professional financial planning, investment, tax, or legal advice.
Age Requirement: You must be at least 18 years old to use our services. By using Wayne AI, you confirm that you are at least 18 years of age.
AI Limitations: Our AI algorithms analyze financial data to provide insights and suggestions, but these should not be the sole basis for making financial decisions. Any predictive analysis or recommendations are for informational purposes only and are not guarantees of future results.
Regional Availability: Wayne AI's services are primarily designed for users in the United States. Users from other regions should verify that our services comply with their local laws and regulations before signing up.
Do Your Own Research: We strongly encourage users to consult with qualified financial professionals before making significant financial decisions based on insights provided by our platform.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WAYNE AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.
We may update these Terms and Conditions at any time. We will notify you of any changes by posting the new terms on our website.
These Terms shall be governed by the laws of the United States without regard to its conflict of law provisions.
For questions about these Terms, please contact us at: wayne-support@wayne-finances.com